What is 3DS 2.0?
Better, stronger fraud detection intelligence
Smarter, faster and simpler to use
Delivers 10 times more data, such as device channel and payment history
Speeds up authentication and boosts security
Giving shoppers a fast pass through checkout
Please watch this short video to learn more about the advantages of Visa 3D Secure 2.0
Savings
Lowers interchange rate by up to 1%
Reduces transaction costs
Shifts liability from merchant
Reduces false-positives from fraud software
Fraud Prevention
Helps prevent fraud and accelerate digital commerce with fast, secure authentication
Protects from routine chargeback frauds
Protects from friendly frauds
Sales are not eligible for a chargeback involving any of the following reason codes: 4837—No Cardholder Authorization, 4849—Questionable Merchant Activity, 4863—Cardholder Does Not Recognize—Potential Fraud
Consumer Experience
More seamless online payment experience for consumers
Paying online is fast, simple and convenient as ever
More opportunities to purchase including wearables, in-app purchases and digital wallet transactions in addition to online commerce
Visa’s Zero Liability policy guarantees that cardholders won’t be held responsible for unauthorized charges made with their account, online or offline
Benefits of 3DS 2.0
Faster checkout times
Added security
Improved sales
Better customer experience
Transaction time is reduced by 85%
More shoppers complete a purchase (drop-off rates decline by 70%)
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